Financial Planning Information

Sherman Wealth provides financial planning information to give you the resources you need to make informed financial choices.

October 4, 2017

Sign of the Times

Sign of the Times It wasn’t too long ago that every teenager was fawning over the boy-band One Direction.  Now, only a few years later, the band members are all pursuing their own solo careers.  In his 2017 solo debut album, the former One Direction member Harry Styles sings the hook “Just stop your crying, it’s a sign of the times.”  While there are numerous interpretations of what the line is about, when I hear […]
September 29, 2017

How Will The Proposed Tax-Plan Affect You?

On Wednesday, the Trump Administration released their nine-page tax plan titled “United Framework for Fixing Our Broken Tax Code.”  That’s a mouthful.  The full text of the plan can be found here.  So how will the proposed tax-plan affect you? The reviews are in, and they suggest that while the plan is considered “finalized,” there is still a high level of uncertainty and vagueness in the plan that makes it difficult to assess how it would […]
September 25, 2017

Sinking

Imagine this: you are in a car and it is sinking. You try pulling on the door handles but they won’t open because the pressure on the outside of the car is much greater than the pressure inside the car.  What do you do?  More likely than not, you are now panicking and you can’t think clearly.  If you were thinking clearly, you might remember the driver’s education 101 tip that says stay calm.  If […]
September 12, 2017

I’m New Here

Our summer intern turned part-time associate Dan McKenna wrote a great piece about his experience being new to the biz that I thought was worth sharing. ___________________________________________________ I’m new here.   The best word I can think of for explaining the experience of being a freshly-graduated analyst entering this market is… baffling.  Every week I read the news that markets are hitting new all time highs, that we have shaken off the effects of the […]
September 8, 2017

Equifax Data Breach

Yesterday, the Wall Street Journal reported that hackers had gained access to some of the systems of Equifax Inc., one of the largest three credit reporting companies, potentially compromising the personal information of 143 million U.S. consumers.  The systems they gained access to contained customers’ names, Social Security numbers, birth dates, and addresses.  These four pieces of information are generally needed for consumers to apply for many forms of consumer credit, including credit cards and […]