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Financial Planning Information

Sherman Wealth Management provides you with relevant financial planning information to give you the resources you need to make informed choices. Read through our posts below and contact us to set up a free call for more information on creating a custom financial plan.

March 29, 2016
actively managed

Don’t Expect to Win With Actively Managed Funds

This article was originally published on NerdWallet.com Trying to pick individual stocks is a losing game, and this doesn’t just apply to individual investors. It’s also true for professionally run, actively managed mutual funds. Actively managed funds are tasked with picking a collection of stocks and bonds that will outperform market indices, or benchmarks, such as […]
March 23, 2016

March Madness and Investing: Surprising Similarities (And How to Avoid Common Mistakes)

What a great time of the year. Cherry blossoms are out, baseball opening day is right around the corner, and the best single elimination tournament in sports is on its way. That’s right, it’s March Madness time. For those of you unfamiliar, March Madness, as it’s commonly called, is a 64-team college basketball single elimination […]
March 21, 2016

Why Stock Picking Is a Losing Investment Strategy

This article was originally published on NerdWallet.com Picking a stock that goes up 100% in a year is exhilarating. But there’s a problem with this method of investing. Like gambling in Vegas, it may be fun and even rewarding in the short term. Yet in the end, just as the house always wins, picking stocks is […]
March 8, 2016

Why Volatility Is an Opportunity for Long-Term Growth

This article was originally published on NerdWallet.com The market has been on a wild ride lately, which has provided a wake-up call for investors who rode the six-year bull market — and its low volatility — without a care in the world. Now reality has set in. As with all market corrections, this one has inspired retail investors to question whether it’s […]
February 19, 2016

In Times of Uncertainty, Feeling Certain about Your Plan

As I was listening to Fed chair Janet Yellen’s testimony in front of Congress last week, I was intrigued by a tweet from Morgan Housel: “Go back to 2008 and tell people that in 2016 our biggest headwind would be low oil prices and a strong dollar. Economics is hard. Not in a “things are […]
February 15, 2016

When A Storm Hits Are Investors Still Gluten-Free?

More snow coming? Get ready for Instagrams and TV reports about empty bread shelves! Here’s one from my local store before the blizzard a couple of weeks ago: No matter how many people have resolved to stick to a gluten-free diet, that gluten seems much more appealing when a storm is on the horizon and […]
February 12, 2016

Do Interest Rates Have You Worried About Buying a First Home?

Did the recent interest rate hike news cause any delay to your plans to house hunt? Are you wondering – given the rate increase and current market turmoil – if this is really the right time to purchase a first home, or if renting makes more sense for you right now? Actually, the exact opposite […]
January 15, 2016

Still haven’t won the Powerball?… Now what?

Still haven’t won the Powerball/? You may have to postpone that fantasy of buying a private island in Thailand, but that doesn’t mean you can’t still be on your way to achieving your financial goals and dreams. Here’s one way to do it – take that money you’re sinking into lottery tickets and invest it […]
January 14, 2016

Why Go Where Your Money’s Not Wanted?

In the film The Shining, a ghostly bartender tells Jack “your money’s no good here,” while other ghosts are planning to do away with Jack and his family. In December it was Wells Fargo doing the “ghosting.” By urging its brokers to get rid of clients with a minimum balance of less than 65,000, Wells […]
January 13, 2016

Why You Should Consider Buying that Powerball Ticket

If you won the Powerball today, what would you do with the $90 million dollars? While I’m not the first to tell you that you are definitely not going to win the Powerball – you have a 20 times greater  chance of having identical triplets – it’s a great idea to think about what you […]