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Good morning. If you are local to the DC Metro like us, we hope that you are staying warm and safe. As we move into another week of market activity, below are the stories we are paying attention to:

INVESTING & THE ECONOMY

US earnings season kicks off: here’s what to watch from @mamtabadkar 

The S&P 500 is expected to report a blended rate of actual and estimated earning growth of 10.6 per cent in the fourth quarter from a year ago, according to FactSet. That is slower than the 26 per cent increase recorded in the third quarter. However, the data provider said, based on the average change in earnings growth as a result of positive earnings surprises, reported earnings growth is expected to be above 15 per cent. Meanwhile, revenues are projected to rise 5.9 per cent in the fourth quarter, down from 9.2 per cent in the third.

 

The World’s Biggest Economies Are Moving Deeper Into a Slowdown from @WHorobin

Just two weeks into 2019, the OECD economic indicator follows a run of numbers that mean growth this year could be even slower than currently anticipated. For Bloomberg Economics, the data point to “slowdown, not meltdown,” but it still says the loss of momentum is “striking.”

 

Shrinking public markets limit the playing field for the average investors from @CFAInstituteCEO

Today’s public markets, which were first designed to fill the capital-raising needs of the 19th century, are out of step with capital formation in the 21st century. It’s essential to move the markets forward to provide adequate access to investment opportunity for all, and not just a few, investors. Right now, the average investor has little or no access to where the real action is. Why is this happening? Because the public capital markets continue to shrink in the Western world.

 

PERSONAL FINANCE

5 ways to improve your finances this year from @MarketWatch

The new year is a time to reflect on the good, the bad, and the “just OK” financial decisions you’ve made in the past. Fortunately, it’s also a time to think about your future. Think of 2019 as an opportunity to do better and consider these moves for a stronger, healthier financial future

 

7 financial tips for new parents from @LauraAdams

If you’re a new parent, chances are there’s a lot keeping you awake at night. Besides a crying baby, your finances may also need some dire attention. Raising kids is expensive, and starting a family means you’ll likely have new financial issues to face. Becoming a parent is the perfect time to accomplish 7 must-do financial tasks to set up you and your family for success.

 

January 14, 2019

Daily Reads 1/14/2019

Tweet Share Share Email PinGood morning. If you are local to the DC Metro like us, we hope that you are staying warm and safe. As we move into another week of market activity, below are the stories we are paying attention to:
January 11, 2019

Daily Reads 1/11/2019

Tweet Share Share Email PinIt’s Friday! Which means it’s almost the weekend. This morning we are reading about the continued rise of oil prices, slowing Chinese economic growth, and why a 401(k) loan can cost you much more over the long run than you realize.
January 10, 2019

Daily Reads 1/10/2019

Tweet Share Share Email PinGood morning! Today we are reading about weak demand for US Treasuries, millennials debating whether to invest in real estate or the stock market, and how the recent drop in mortgage rates has lead to a revival of housing activity. We hope you find these articles insightful and practical.
January 8, 2019

Daily Reads 1/8/2019

Tweet Share Share Email PinAs the market continues it’s strong start to the year and households begin to plan their finances for 2019, below are a few top headlines to help keep you informed. (We even threw in a “bonus” sixth post!)
January 7, 2019

Daily Reads 1/7/2019

Tweet Share Share Email PinHappy Monday. We hope that you had a relaxing weekend. Below are some current headlines, including an update on US/China trade relations, high-fee mutual funds underperformance, and the hype around CES.   Trump, China express optimism ahead of new round of trade talks from @AP The clash reflects American anxiety about […]
January 4, 2019

Daily Reads 1/4/2019

Tweet Share Share Email PinHi there! We all know that thinking about our finances can be intimidating to say the least, but we at Sherman Wealth Management are here to help you improve your financial well-being. There’s so much information out there, so I wanted to share what I think are the most important reads […]
January 3, 2019

Daily Reads 1/3/2019

Tweet Share Share Email PinHi there! We all know that thinking about our finances can be intimidating to say the least, but we at Sherman Wealth Management are here to help you improve your financial well-being. There’s so much information out there, so I wanted to share what I think are the most important reads […]
December 17, 2018

Daily Reads 12/17/18

Tweet Share Share Email PinHi there! We all know that thinking about our finances can be intimidating to say the least, but we at Sherman Wealth Management are here to help you improve your financial well-being. There’s so much information out there, so I wanted to share what I think are the most important reads […]
August 6, 2018

August 6, Helping You Understand Advisor Fees

Tweet Share Share Email PinUnderstanding fees associated with advisors and investment funds can be complicated. But this knowledge is crucial for understanding how much you’re really saving. That’s why Sherman Wealth is committed to helping you better understand these fees, so you know just how much you’re saving.
August 3, 2018

August 3, Getting Started Early With Saving

Tweet Share Share Email PinWhat’s Brad’s number one piece of advice?: Get started early with saving! Learning about your savings options available to you can empower to take control of your own future.